Tips to Deal With IRS Wage Garnishment

The Internal Revenue Service (IRS) has the legal right to garnish your wages if you have unpaid taxes. The government agency can deduct funds from your paycheck every month until your debt is settled. Unfortunately, depending on the amount you owe, it may seize as much as 70% of your income. The biggest challenge of wage garnishment is that you will most likely face difficulties paying your other debts, such as education or home loan EMIs. More importantly, the fines and interest that will have accumulated by the time the IRS begins deducting money from your paychecks will also be very high. The only way to take control of your financial affairs is to either avoid wage garnishment in the first place or end it as soon as it begins. If you owe taxes to the IRS, it’s important to consult an experienced wage garnishment lawyer. In this blog, we will share some tips to deal with wage garnishment in Texas and other states.

Reasons for Wage Garnishment

Like most IRS problems, wage garnishment doesn’t occur all of a sudden. There are certain criteria that the IRS considers before it starts garnishing your wages. The best way to avoid such instances in the first place is to stay current with your taxes and address any issues that arise as soon as possible. Get in touch with a wage garnishment lawyer if you can relate to the following things:

You have an overdue tax bill; including both unfiled taxes and filed but unpaid taxes.
The IRS has sent three specific communications to your address:
- A notice and demand for payment
- A notice of intent to levy (garnish your wages)
- A notice of your right to due process for collection actions

The gap between receiving the first notice and the actual wage garnishment may get as long as half a year. However, you should not wait that long to take action. The best way to explore avenues related to IRS bank levy release is to consult a tax lawyer. No need to search for ‘Dallas tax lawyer near me’, as the Law Offices of Nick Nemeth can help.

Blog Related URL: A Concise Guide to Paying Back Taxes

Ways to stop wage garnishment

If the IRS has already started garnishing your wage, here are the best ways to stop the garnishment:

Pay off your tax debt in full

The first way to stop wage garnishment is to pay off all of your tax obligations at once. Remember that the IRS is garnishing your wages to collect the debt you owe. Once you fully pay your dues, there will be no reason for the government agency to garnish your wages. You could also let the IRS continue with wage garnishments from your paychecks until your tax debt is fully paid, however, there’s a catch. Making a lump sum payment will be more affordable overall, as interest and penalties will continue to accrue throughout the life of wage garnishment. This means you will have to pay more than you owe if you opt to let the wage garnishment stay in place.

Blog Related URL: Can You Buy a House While Owing the IRS?

Change your employer

Switching your job is the easiest thing to do in order to stop wage garnishment. However, this can only be a temporary solution, given that it won’t take long for the IRS to know about your new employer. Once the IRS gets to know about your job change, the wage garnishment will resume.

Set up a payment plan

If you are going through financial hardships, get in touch with the IRS to arrange a payment plan. You can arrange a short- or long-term payment plan for a nominal cost, depending on how much you owe. An experienced Dallas tax lawyer can help you figure out the best possible payment plan for you. To avail a payment plan, you must be able to prove your financial constraints. You must also show that wage garnishment will prevent you from caring for the basic needs of your family.

Consult a tax professional

Tax professionals have immense experience in dealing with the IRS and handling challenging tax issues. A tax expert will assess your current financial condition and tax burden to chart the most effective way to proceed. Working with a Dallas tax lawyer can help you easily stop a wage garnishment at the earliest.

Final Word

Wage garnishment is a frustrating experience for taxpayers. There is, however, nothing to worry about when you have the right kind of help at your disposal. When looking for an experienced IRS attorney in Dallas, Texas, look no further than the Law Offices of Nick Nemeth. Your search for a reliable wage garnishment lawyer ends here. Our team of experienced IRS tax lawyers can help resolve all your IRS tax-related problems, including wage garnishment. Contact us today for a confidential, no-obligation consultation at (972) 426-2553 or fill out our contact form, and we’ll get back to you as soon as possible.

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Kristi Thompson

19:31 21 May 18

Making a call to Nick Nemeth was the best decision I ever made. After years of fighting the IRS myself and getting deeper and deeper into debt with interest adding up to more than I owed to start with I had to do something. Nick's office got the IRS to settle with me for 10% of what they said I owed. Although it took a little over a year it was worth it in the long run. Elizabeth is in my opinion one of the best employees that Nick has. She stayed in touch with me and explained everything every step of the way. I totally recommend them to help with IRS issues. Thank you again Kristi Thompson

Peter Demusz

11:38 29 Jun 18

Best choice possible. Great attorney. And the staff there are amazing. From the front desk to the back of the back office they are professional, knowledgeable, and compassionate.

Steve Foose

11:14 19 Jun 18

Sherry and I just wanted to say Thank You to everyone at the Law Offices of Nick Nemeth! From the very beginning the staff has always been very personable and of course professional. The payment terms up front were very helpful and the communication was always prompt. The most important item we want to make clear was the level of commitment and services provided on the firms part never dwindled from the beginning to the end, long, long after the payments were made by us. Also the prediction of the settlement was very close to what we were told from the very start. At one point the IRS claimed we owed almost $10,000,000 in taxes!!! Through the firms hard work and extensive experience our case has been settled and we will have paid $88,469 total. Thank you very much...Promises Made, Promises Kept, Steve and Sherry Foose May 29th, 2018

J Baker

03:11 08 Feb 18

We enjoyed working with Nick and his staff. They are very professional, courteous and timely. The main thing I appreciate about Nick is that he will tell you upfront whether or not he can help you. While our situation was unique to us--we were not able to get much relief from the IRS. However, Nick was able to help us manage our way through the extremely untimely, inefficient, and non-compassionate IRS. We are very thankful for Nick's help with this process. There is no way we would have been able to figure out the IRS process on our own. If you think you can do it on your own--good luck--but I would recommend giving Nick a call.

Jay Goodart

20:04 13 Jun 18

NIck and his team were very helpful in resolving an ongoing issue with the IRS. The team was great at keeping me current on all correspondence and brought a long outstanding issue to a quick and equitable close. Highly recommend them.

Robert Woodward

01:36 21 Sep 19

We owed the IRS a tax debt we could not even possibly begin to pay. We had tried dealing with the IRS directly and had talked with another attorney and had been given a dire picture of what would ensue, and were more confused and fearful than when we started. We walked into The Law Offices of Nick Nemeth full of fear and trepidation, not knowing what to expect. The front desk staff were relaxed and professional, and assured us that if anybody could help us, it would be Nick Nemeth. Nick walked into the conference room and was confident and friendly. After talking with us at length and reviewing our files, he told us that we qualified to obtain the rare and coveted Offer in Compromise, which would, if approved by the IRS, result in a one-time payment of a small fraction of our tax debt. We met with Brittney, our case manager, who clearly explained what we would need to do, and that we would be working with Brad and Elizabeth as well. All three were readily available to communicate with us via telephone or email and met with us in person as needed. They helped us complete all the necessary documentation for submission to the IRS, and were very reassuring during the long wait for the IRS to come to a decision. Much to our surprise and delight, our Offer in Compromise was accepted by the IRS, reducing our tax debt from well over $100,000 to just over $1,300! This would never have happened without the assistance and knowledge of Nick Nemeth, Elizabeth, Brittney, Brad, and the other staff of Nick’s law office. We would highly recommend retaining their services to anybody who feels overwhelmed and hopeless due to a huge tax debt. Don’t give up! Nick and his staff will not give up, and will fight the IRS for you to the end! The relief of having such a huge weight lifted off our shoulders was indescribably relieving. Christy and Bob Woodward

David Tracy

12:52 04 Jul 19

Nick and his staff were so helpful and informative. Although he could not assist me me at this time, he did refer me and his assistant Joanne was more than willing to help me find a to a CPA that he was was confident with and believed he could help solve the problem I am facing. The staff was friendly and eager to help in any way they could. Kudos to all the people at his office. Great people!

mike swope

16:49 17 May 19

Nick was not our first foray into this, the previous others had either just stolen our money or taken our money and closed their business without any refund, and we were left hanging. Not Nick Nick is the real deal, he has the knowledge both legal and practical to help you find a way back above the water. His team is rock solid and they answer your calls and email every time. Not only did Nick do what he said he would do, which is rare in today business world, he also helped us learn and grow so were better prepared for any future issues too. When I say trust I mean Trust Nick!

Stinson Bland

20:22 20 Mar 19

I spoke to Chase about hiring him to help me with my back taxes. He took his time to understand my situation and gave me honest feedback. He truly put my interest first and didn't try to sell me anything. He simply gave me a few options and told me what he thought made the most sense in my current situation. I highly recommend speaking to him if you have questions or concerns associated with the IRS and taxes.

Victor Arroyo

17:50 23 Jan 19

Nick, I am really glad we had a mutual friend who knew you. From the first consultation, which was real and genuine, to meeting everyone that was on my team, I really felt you all understood my situation. I was seven years behind on filing my taxes and all the sudden I get hit with a tax lien. That woke me up! I really felt Nick and his team understood and cared about my IRS problem. Brittney was phenomenal! Your process of time lines and check points made it challenging for me, however, it provided me an easy path and simplified it in a way that I could understand. Thank you for all your support. I am very thankful that when I shared my painful and embarrassing situation with my friend that he recommended you. I didn’t have to look over all town and waste my time and money with an organization that doesn’t have a face behind the name. I know I made the right decision. My recommendation to every one, HIRE THE EXPERTS!